Planning to Get Life Insurance? Here’s How a Health Screening Can Help You Save
Looking to save on your life insurance coverage? A health screening is a critical part of the application process that can help you get your best rate.
Too often, energy-saving tips call for sacrifices in comfort or home upgrades that involve a large investment. Here are three suggestions that cost little more than your time.
Filters & fans: Nearly every appliance runs more efficiently if it’s clean. Dishwashers, furnaces, air conditioners, kitchen fans, and dehumidifiers all have filters that should be cleaned or replaced regularly so they don’t have to work so hard. Bathroom exhaust fans, clothes dryers, and their vents should be vacuumed so they will run better, too.
Dust & mineral build-up: Flush the water heater once a year to remove mineral buildup and improve heating. Clean dust off your refrigerator’s condenser coils, and wash the stove’s reflector pans so heat is more efficiently aimed back at your cooking.
Save on your utility bills during the summer by harnessing the power of nature.
Windows & blinds: Open windows in the morning to take advantage of the cooler air, but make sure to shut them before outdoor temperatures rise above indoor temperatures. Close blinds or shades on sunny windows and avoid using lights that will add heat to the house unnecessarily.
Save water: Disable the dishwasher’s heated drying cycle, and hang laundry on the line. Reduce outdoor water use by installing rain barrels. Instead of a really short lawn, cut your grass to three inches with a mulching mower to keep moisture in the soil and reduce the need to water. This also helps reduce weeds by shading out weed seeds and will reduce your need for chemical applications.
Water leaks: Leaks add up to losses. The U.S. Geological Survey has a tool for calculating the gallons of water wasted each year based on the number and speed of dripping faucets. So if you were ever looking for motivation to stop those drops, this is it.
Air leaks: Air leaks around windows and doors increase summertime cooling costs too, so plug them with caulk or weather stripping.
Making these small energy-saving changes can reap big rewards.
Contact your independent insurance agent today to discuss SECURA’s MILE-STONE ® home and auto package policy.
Looking to save on your life insurance coverage? A health screening is a critical part of the application process that can help you get your best rate.
Did you recently tie the knot? Or maybe the big day is fast approaching. It isn’t uncommon for couples to spend a great deal of time and energy planning for their wedding day. What’s more rare is the likelihood that couples put time and energy into discussing their financial future and how to approach finances in their marriage.
As we grow and change, the choices we make in life often mirror our needs. Your financial protection needs work much in the same way. What you need in your 20s is not likely to match what you need in your 40s, which will further evolve as you approach your 60s and beyond. Luckily, AAA Life has solutions for you every step of the way.
There’s no one-size-fits-all solution when looking at the needs of Generation X and their life insurance policies. Whether you’re planning to retire in the next few years, still have kids living in the house with years of college tuition checks still to come, or anything in between, now is the best time to act to help protect the futures of those that you care about.