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Make your money work for you

In addition to your AAA membership, you have an opportunity to strengthen your financial future with the benefits offered by Bread Savings

High-Yield Savings Accounts

Typically, earn interest at a higher rate than with a traditional savings account.

Certificates of Deposit

Lock in a fixed rate by opening a CD, with terms from 3-month to 5 years available.

IRAs: Retirement Accounts

Build your retirement savings in a Traditional or Roth IRA.

Bread SavingsTM Benefits

  • FDIC Insured
  • Competitive rates
  • No hidden fees
  • Earn interest immediately
  • Excellent customer support

Disclosures:

1Annual Percentage Yield (APY): All Bread Savings APYs are accurate as of 05/14/26 APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For high-yield savings accounts, a minimum of $100 is required and must be deposited in a single transaction. For high-yield savings accounts, the rate may change after the account is opened. To open a CD, a minimum of $1,500 is required and must be deposited in a single transaction. A penalty will be imposed for early withdrawals on CDs. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time.

2Bread Savings does not provide tax, legal, or financial planning advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal, or financial planning. You should consult your personal tax, legal, and financial planning advisors for advice in engaging in any transaction.

3Refers to deposits by ACH that are received before 5 p.m. CT on a business day (Monday through Friday, excluding federal holidays). Deposits begin earning interest from the moment they are received but may not be immediately available for withdrawal. Deposits received after 5 p.m. CT or on a non-business day are received on the next business day.

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Contact Financial Services

Visa® Account Assistance
800-807-3068

Identity Theft Monitoring by
ProtectMyID® 877-440-6943

Car Buying: 800-446-7433

Quick Links

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